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Get upto 4%* on our Savings Account Balances with BeigeFin.

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Get More From Your Money

Access your money anytime and anywhere.

Know About

Savings Account

At BeigeFin, we make it simple to open and manage your Savings Account. Enjoy seamless digital banking, competitive interest rates, and dedicated customer support every step of the way.

Whether you are saving for the future, managing daily transactions, or growing your wealth, our Savings Account is designed to fit your financial goals.

Grow Your
Wealth With BeigeFin

Year of
2024

%

Customer Growth

Year-on-year growth in new account openings across BeigeFin

Our Savings Account Benefits

We help businesses and customers achieve more.

  • Competitive Interest Rates

    Earn attractive returns on your balance with rates reviewed regularly to stay competitive.

  • Free SMS & Email Alerts

    Stay informed with instant notifications for every transaction on your account.

  • Locker Facility

    Exclusive discounts on safe deposit locker rental for account holders.

  • International Debit Card

    Shop online or at international POS terminals with your complimentary BeigeFin debit card.

  • Bank-Grade Security

    Your funds are protected with multi-layer authentication and 256-bit SSL encryption.

  • Paperless Banking

    Open your account digitally, download statements, and manage everything online — no branch visit needed.

Eligibility to
Open Savings Account

Standard eligibility criteria to open your account.

  • 1

    Nationality

    Indian residents and eligible Non-Resident individuals

  • 2

    Age

    18 years and above; minors may apply with a guardian

  • 3

    Valid KYC Documents

    PAN card, Aadhaar, Passport, Voter ID, or Driving Licence

  • 4

    Proof of Address

    Utility bill, bank statement, or government-issued address proof

00

k

Accounts opened
last year

Savings Account Required Documents

Basic documents required for opening an account.

PAN Card
is Mandatory

Duly Filled
Application Form

Color & Passport Size
Photographs

Color & Passport Size
Photographs

Account Interest & Charges

Your money is making money for you & Your Family.

Account Interest Rates
Per Annum

Balance in a/c

  • Up to Rs. 1 Lakh
  • Above 1 Lakh to 5 Lakh
  • Above 5 Lakh to 10 Lakh
  • Above 10 Lakh

Interest

  • 3.00%
  • 5.00%
  • 8.25%
  • 10.00%

Debit Card

  • Annual Fees
  • Transaction Limit
  • Card Replacement
  • Nill
  • 20 Lakh / Annum
  • Rs.600+Taxes

Credit Card

  • Annual Fees
  • Card Replacement
  • Rs.1500
  • Rs.600+Taxes

Questions & Answers

Find answers to all your queries about our service.

  • What is the minimum balance?

    The minimum balance requirement varies by account type. Our Savings Account requires a minimum average monthly balance of ₹1,000. Zero-balance options are available for Salary Accounts. Contact our branch or customer care for details specific to your account.

  • What is the rate of interest?

    Interest rates depend on the account type and balance slab. Savings Accounts earn up to 7% p.a., while Fixed and Recurring Deposits offer rates up to 10% p.a. Please refer to the Interest & Charges section above for the current rate table.

  • When will I receive my account statement?

    Monthly e-statements are sent automatically to your registered email address. You can also download statements anytime through BeigeFin Internet Banking or the mobile app. Physical statements are available on request at any branch.

  • Can I use any branch across India?

    Yes. With over 86 branches and a wide ATM network across the country, you can access your account and avail full banking services at any BeigeFin branch. Our Internet Banking and mobile app also let you manage your account from anywhere, anytime.

  • How safe/secure is our net banking a/c?

    BeigeFin Internet Banking uses 256-bit SSL encryption and two-factor authentication to protect every transaction. Real-time SMS and email alerts for all account activity ensure you are always in control of your money.

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